Spreadsheets that make the money parts feel steady.

Three templates for Google Sheets and Excel. One for short-term rental hosts, one for paying off debt, and one for couples who share costs. Buy once and keep it.

See the templates All three for $39

Yellow cells are yours to fill in. Everything else works itself out.

Couples' Money Tracker dashboard showing spent and saved this month, budget left, who owes whom, a category chart and shared goals

Google Sheets and ExcelExcel 2010 or later, Windows or Mac. No macros.
No subscriptionOne payment. No account, no app, no ads.
Instant downloadLifetime updates for this version.
Your data stays yoursIt lives in your own file. We never see it.

Three templates, each built for one job

Every file opens on a Start Here tab with a three-step quick start, and ships with example data so you can see it working before you type a thing.

For Airbnb, Vrbo and direct-booking hosts

Short-Term Rental Host Tracker

Your payouts never match your gross. This tracker splits every payout into rent, cleaning, fees and refunds, so the numbers your tax preparer needs are already there.

Payout reconciler for platform CSV exports and bank deposits
Per-property P&L for up to 5 rentals, plus occupancy, ADR and RevPAR
Lodging tax by property and platform, plus hours and mileage logs
Count income by payout date or check-in date, with a Schedule E-style or C-style summary and a 1099-K tie-out

~~$29~~$24Coming soonSee what's insideLaunch price. Not tax advice.

For anyone paying down cards and loans

Debt Payoff Planner

See the date you'll be debt-free, then watch it move closer. It handles the 0% balance-transfer deadlines most free sheets ignore.

Snowball, avalanche, custom order or promo-aware, for up to 20 debts
Debt-free date, total interest and interest saved, side by side
Alerts before a 0% promo ends, and a "debt-free by" goal seek
Plan vs actual, plus a printable coloring tracker that counts principal paid down

~~$14~~$12Coming soonSee what's insideLaunch price. Not financial advice.

Money Date tab: a 15-minute monthly agenda covering settle up, budget check, goals and upcoming bills

For couples who share some costs, or all of them

Couples' Money Tracker

Split rent by income, groceries 50/50 and hobbies 100% theirs. The sheet keeps a running "who owes whom", so nobody has to keep score.

A split rule per category: 50/50, by income or custom
Rebalances automatically when either income changes
Joint-account transfer calculator and shared goals
A printable 15-minute money-date agenda. No daily entry limits.

~~$17~~$15Coming soonSee what's insideLaunch price. One-time purchase.

The Steady Bundle

All three templates for $39. Separately they come to $51 at launch prices, or $60 regular. Handy if you host, are paying something down, and share costs with a partner, or if you want one to give away.

~~$60~~$39

Three .xlsx files. Google Sheets and Excel.

Coming soon

How it works

Buy
Check out in a secure window on this page. Lemon Squeezy handles the payment and emails your receipt.
Download
Your download link appears straight away and is in your receipt email too. Each template is one .xlsx file.
Make your copy
Open it in Excel, or upload it to Google Drive and save it as a Google Sheet. The Start Here tab walks you through the rest.

Questions people ask

Google Sheets or Excel: which should I use?

Either. Every formula, dropdown and chart works the same in both. Google Sheets is handy if you want to log things from your phone or share the file with a partner. Excel is great if you'd rather keep the file on your own computer. You get the same .xlsx file either way.

I'm on a Mac. Can I use Numbers?

The templates work best in Google Sheets (free in any browser) or Excel for Mac. Apple Numbers isn't supported: it changes some formulas and dropdowns when it opens the file.

What if it doesn't work for me?

Email us within 14 days of buying and we'll refund you. See the refund policy for the details.

Do I get updates?

Yes. If we fix or improve this version of a template, you can download the new file free, for life. We'll email buyers when an update is out.

Can you see my numbers?

No. Your data lives in your own file, on your computer or in your own Google Drive. Nothing is sent to us. We only see your name, email and order details from checkout. See the privacy policy.

Can my partner use it too?

Yes. The personal-use license covers you and your household. Share the file with your partner in Google Sheets or OneDrive and you'll both see the same numbers. Please don't resell or pass it around more widely.

Is this financial or tax advice?

No. The templates are educational tools that organize your own numbers. The rental tracker groups records into categories commonly used on Schedule E or Schedule C, but it doesn't decide anything for you. Check with a tax or financial professional before acting on the results.

Stuck, or wondering if a template fits?

Email hello@thesteadysheet.com. A person reads every message, usually within two business days.

Email us